XRP is a digital asset created by Ripple Labs that aims to strengthen the global payments network. XRP has helped reduce the role of third parties in financial transactions, helping lead the way for building decentralized finance, or DeFi, infrastructures. Ripple has come under fire by the Securities and Exchange Commission, which alleged in 2020 that XRP sales by Ripple amounted to an unregistered securities offering. One of the most popular crypto trading exchanges in the US, Coinbase Global Inc. (ticker: COIN), suspended trading in XRP as of Jan. 19, 2021, in light of the SEC’s lawsuit. Trading on the site is still not available, but there are other crypto exchanges where you can purchase XRP, such as Binance, Kraken and Huobi Global. XRP’s price was about 72 cents, with a $ 35 billion market cap, as of April 22. XRP users are optimistic about the price of this leading altcoin, especially if the SEC suit is resolved favorably, as it continues to bring value to blockchain development.